- Looking back: Achievements from H2 2024
- Business Update
- Q&A
- Our work on culture
- Introduction to our nine guiding principles on culture 

- Card Issuing Strategy Update

- Introduction to "10X is easier than 2X" way of thinking  

- Panel dialogue: "The benefits of being bigger for our business unit: 10x is easier than 2x"

- Groupwork: 10X is easier than 2X  

- Q&A